The author is a former Account Executive for a wholesale mortgage lender, providing insight and clarity in an often confusing and turbulent industry. Educate yourself: Get mortgage help, home buying tips, download mortgage calculators and check out my credit help blog, where you can learn how to read a credit report.
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7
Why You Should Keep Three Lines of Credit Open and Active
Three open and active credit lines is a requirement many mortgage lenders use as a basic qualifying guideline.
6
Credit Cards Versus Debit Cards
A debit card may not be the safest or most economical option in your wallet.
5
Building Good Credit by Raising Credit Card Limits
Total available credit is an important factor in determining your credit score.
... quick-fix credit repair solutions aren’t the best way to tackle credit issues.
The mortgage industry is known for its uncertainty, but you can give yourself peace of mind with a little time devoted to research.
Most consumers don't know what they're getting besides low minimum payment options. Brokers and loan officers push that aspect of the loan above all else.
Low interest rates aren't necessarily leading to more home sales.
BC Writer of the Day