Telephone Call Offering to Lower Interest Rate is a Scam! - Comments Page 4

If you get a call asking for your credit card number to lower your interest rate, it is probably a scam.

Cheap long distance, the ability to spoof caller ID and the credit crisis are being used to facilitate a scam called vishing. Although telephone (telemarketing) scams are nothing new, the term vishing probably came about because advances in telephone technology are being used to depart unsuspecting people of their hard-earned money.…
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  • 126 - Funky Zero

    Oct 23, 2012 at 6:21 pm

    Folks, If you get these calls, they will always be the same. "Press x to lower your interest rates".
    Personally, I always press 1 and immediately start cursing, swearing and yelling racial slurs as quickly as I can. It is my job to make them wish they hadn't called me. I suggest each and every one of you adopt the same method. You are NOT making a mistake, these ARE scammers every single time. sure they will sound sweet when they pickup, but they are thieves, their goal is to STEAL from you. TEAR THEM APART.
    PS: I also always keep one of those compressed air party horns beside the phone and let em have it once in a while (I get 3-5 calls per day form these SOB's)

  • 127 - charles underwood

    Nov 30, 2012 at 6:59 pm


    I have been getting calls for over three
    years offering me to decrease by interest.
    Although I have been pushing #3 to get
    them to stop calling, they keep on
    calling. From reading the other posts, I
    think I will give them information from
    closed cards.

  • 128 - Sherry

    Feb 27, 2013 at 7:55 am

    I got this call today and the guy on the phone who was very very ignorant and racist called me the N word. Like that offends me. I told him God Bless you I hope you feel better and go ahead say it one more time. Then I kindly started laughing and stated Don't call me again for I am not your mother.

  • 129 - Marcel

    Mar 19, 2013 at 9:45 am

    I also received (and continue to receive) the same telephone call stating that I qualify for lower interest rates on my credit cards. When I asked the guy which bank he works for, he replied all of them. I which I had the ability to get back at these people with the same scam. Send them a virus to whip out there system. It was obviously an elaborate scan since there was many people in the back ground (on other phone calls) doing the same thing.

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