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The term mortgage is typically used as the transferring of property ownership as security for the repayment of money borrowed. The mortgage agent is the borrower and the mortgagee is the person or company who owns the mortgage and receives payment from the mortgagor.

A mortgage is most often used to purchase a piece of real estate when a person cannot pay the full amount in cash, so they borrow the money with a mortgage. Mortgage topics often discuss mortgage rates, amortization, payment terms, or even real estate. Amortization is how the payments are made back in interest in principle.

Bloggers write about how to understand the complexities of mortgages, the process of getting a mortgage, or even the different types of lifetime mortgages. Mortgage rates are always a hot topic given their impact on our monthly payments.

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