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Health Care Reform: Is There Finally Hope For The Uninsured?

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I’m a single mother who works for herself as well as other small companies; I'm one of the millions who are uninsured.

I can only afford insurance for my 3-year-old daughter because I want to make sure she is taken care of. I’ve looked into coverage for myself and even as a healthy woman under the age of 30, with no pre-existing conditions, the premiums are still ridiculous. The only time I’ve had coverage was when I was under the care of my parents and a few years beyond college. I’ve been blessed that I’ve had no serious injuries which would cause me to incur extreme expenses from hospitals, doctors, etc.

Uninsured LineupNot all who are uninsured are as lucky, it is estimated that 45,000 people die every year, that's 1 every 12 minutes, due to lack of health care coverage. According to a Reuters article, nearly 45,000 people die in the U.S. each year because they lack medical insurance:

"We're losing more Americans every day because of inaction … than drunk driving and homicide combined," Dr. David Himmelstein, a co-author of the study and an associate professor of medicine at Harvard, said in an interview with Reuters.

Overall, researchers said American adults age 64 and younger who lack health insurance have a 40 percent higher risk of death than those who have coverage.

Every industrialized country, with the exception of the United States, as well as many developing countries, has universal health care.  That information is so unbelievably shocking it makes me envious of how other countries handle the health care for their people. Why is America, as one of the richest countries, unable to do the same? Other countries don’t only handle health care coverage better than us — they also emphasize prevention, which is key.

Uninsured FamilyIn America, drug companies profit so much from people being sick they don’t want you to get better — ever. It’s their goal to push drugs that Americans must rely on without any alternative. Most of them are simply white collar drug dealers who get away with murder, literally. Have you seen some of the side effects of the latest drugs? A lot of them include serious permanent damage and possible death! And how many others get pulled off the shelves after a few months because drug companies discover something's horribly wrong with their "wonder" pill?

 alt=We should be ashamed and embarrassed at the lack of health care coverage for Americans. I’m proud of President Obama for bringing these serious health issues, which have been overlooked for too long, to the forefront!

Now with the recent news of the health care reform bill passing in the House of Representatives, there is finally some light at the end of this tunnel. But now the question is what would this really mean for those that are uninsured? Time will only tell. Stay tuned…

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About Aricca Says

  • I agree with Jordan Richardson.
    No one considers the people who are unable to get insurance because of their pre-existing condition or because they are an entrepeneur or working for a small business owner who can not afford to provide benefits for his/her employees. For this group, which includes me, the only option we have for attaining health insurance is to work for a major corporation or for the government to step in and level the playing field. Our country has allowed this problem to get so out of hand until we accept allowing millions of Americans who want insurance to not have it just because it has become the norm. If you were one of the people who could not attain insurance because a statistical analysis determined that you are going to cost the insurance company money, you would not gripe about our government’s attempt at seeking a solution. The solution won’t be perfect but if it improves the lives of MILLIONS of hard working citizens, how can you complain?

  • Chris Rose and Stan Denham have suggested the same solution to me as a rabbi I contacted in the e-mail referenced in comment #2. He says that if the US congress passes this expatriate tax, he will give up his citizenship and pull his money out from the States. For me it’s a big easier. I have no money to pull out…. Sometimes being dirt-poor can be a blessing….

  • Glenn Contrarian

    STM –

    Good to see you – and you’re absolutely right on all counts.

    It’s a real pity that the conservatives can’t see that it’s THEIR mindset that’s led our health care system to it’s third-world status i.e. below Jordan and Bosnia on the life-expectancy list.

  • STM

    Jordan, you’ve ticked all the boxes there. For a nation that appears so “rights driven”, America is dragging the chain on this one.

    It’s almost a third-world mindset when it comes to health care: if you can afford it, you get it. If you can’t, tough titties.

  • Jordan Richardson

    And that’s what this all comes down to, letting people make their own choices va. Letting life and death decisions be made for them by bean counterrs and bureaucrats.

    What would you consider an insurance company that decides cases on pre-existing conditions and loopholes? Insurance companies sure as hell have “bean counters.” I personally have a little trouble trusting a “bean counter” that doesn’t get paid by virtue of not paying my claim, thanks.

    Oh, and U.S. health care is rationed. Rationed by the wealthy, kids.

    The fact of the matter is that America continues to have an archaic system that denies that health care is a basic human right. It isn’t about “rolling the dice” or taking chances; you want to do that, go bungee jumping. Don’t make other people gamble with their health because you’ve got a warped definition of “liberty.”

  • STM

    I’ll also add that it’s not perfect. But it’s better than what we had back in the ’70s, which was the system Americans still have – to this point.

  • STM

    I must say, though, $750 a year doesn’t seem like a lot of money for all Americans to be covered. Sadly, some sections of America don’t often seem to differentiate between the idea of community making for a happier America and what they think is socialism (God knows what the’d do if they encountered real socialism).

    Universal health care isn’t socialism. Not even close. One could just as easily argue that building huge military forces from taxpayers’ money is socialism (it’s what the soviets did, too). But most on the Right would be quick to disavow you of that notion.

    Health care is just good government policy that gives taxpayers something genuinely in return, and something that has a positive impact on their day-to-day lives.

    It’s one step along the way to creating a level playing field, and if done properly, can be achieved without anyone having to move the goalposts.

    How do I know?

    I live in a country that has it, and – while still offering freedom of choice in regard to private health cover – it’s the best thing that’s happened to this place (except for beer).

    And despite all the handwringing going on when it was introduced, nothing bad happened.

    All I’ll say is: it’s taken us 30 years to tweak it so that it works properly.

    America could learn from the mistakes of others and doesn’t have to go down the same trial-and-error path.

    I won’t hold my breath though as Americans are notorious for being “experience learners” and misguided holders of the view that if it wasn’t invented in America, it can’t be any good.

    Take it from me, though, it IS good.

  • John Wilson

    It’s good that we drop the Death Penalty on 45,000 people every year. It serves as a warning to the survivors to struggle harder. Or steal more, whatever.

  • STM

    Yeah, Ruve, give up your US citizenship.

    If you don’t live in the US anymore, what’s the point?

    If it’s true that the US government insists on taxing its citizens even if they’re not living and working in the US, then give ’em the bum’s rush.

    It’s a disgrace if it’s true.

    On that note, I have dual citizenship too.

    But I can tell you: if the Australian or British governments did that to me, I’d be the first in the queue to give them the shunt.

  • Dave continues to repeat the lie that people will go to jail for not having health insurance. They would go to jail, if they are foolish enough to stand on amoral and bankrupt principle, for refusing to pay the tax penalty assessed on the uninsured [and then only if they can afford insurance]: i.e., tax evasion.

    Which is already a crime.

  • Lumpy

    Good point John. There’s certainly something to be said for making people bear the responsibility for their choices wich is what your puritanical society BS adds up to.

    We’re also a society of risk takers and some like to roll the dice with their healthcare and as a society we have respected their choices.

    And that’s what this all comes down to, letting people make their own choices va. Letting life and death decisions be made for them by bean counterrs and bureaucrats.

  • John Wilson

    The evidence is clear that if the USA simply provided healthcare for all we would save money by reducing net cost from 18% of GDP to 9%. That’s a lot of savings.

    But we are a Puritanical society and so we must punish under-achievers who have not wrangled a place in society where they either can accumulate the millions required for self-insurance, or suck up to a corporation sufficiently well to be kept on their health policy (until they cancel it, of course).

    Yes, the private system is expensive, but it’s money well spent to punish the Unworthy.

  • I believe the President has good intentions with the Health Care Reform bill. I don’t think it’s an attempt to steal money from anyone but to ensure all have some sort of health care to protect themselves and their families. It may not be perfect but it will help a lot of Americans who desperately need it. This is simply the first step to resolving health care issues. Of course it shouldn’t stop here, many more steps will need to follow.

  • Well, for my nephew who doesn’t want insurance it means (if this legislation gets through the Senate — doubtful) that his government will now force him to get it.

    During his 5 years in the slammer he’ll get government health-care. That should be nice for him.


  • As the USA also has the fairly harsh policy of taxing all its citizens regardless of where on the planet they live, have you considered giving up your US nationality? I assume that would end both these matters…

  • If you’re not living in the US, Ruve, how the hell can they enforce it?

    There are lots of measures the American government can attempt to take, Stan, including attempting to lift the money electronically out of my account. The same technology that allows you and I to talk here also allows all sorts electronic theft.

    I may have to take defensive measures of various kinds to attempt to stop that. They will all be a pain in the ass to do, but, it’s worth contemplating now, rather than later.

  • STM

    If you’re not living in the US, Ruve, how the hell can they enforce it?

    They can’t.

  • Following on Clavos’ point in comment #1, there are thousands of us who are ex-pats, who, under the Senate version of this health reform act, will be forced to buy worthless policies from American providers (a policy that does not provide treatment outside of the United States is worthless to me and thousands of other Israeli-Americans), or pay a $750 tax annually. My information, gotten from the Americans and Canadians in Israel, does not specify whether this tax is per ex-pat or per family.

    Some “Americans” who are uninsured by American health care are very happy the way they are.

    This does not deal with Americans living in the States who are uninsured, of course, but this Senate measure, as it stands now, is a threat to me and mine personally. Yet more perfidy from the American government screwing over Israelis of American extraction. It’s not enough that they refuse to recognize Jerusalem as our capital, that they train Arabs to kill us, and that they are trying to kick all of us in Judea and Samaria out of our homes. The stinking bastards in the States have to steal our money, too. This was the e-mail I sent out to a whole slew of American ex-pats on the issue:

    I’m sending this to you because you are either American ex-pats or Americans who might be sympathetic to us. This deals with the Health Reform Bill being considered by the United States Senate. The bottom line is very simple. If the Senate provision winds up in the final bill that the American president hopes to sign, if you do not live in the States for more than 183 days a year, you will be required to carry an American health insurance policy (that will not cover you overseas) – or ladle out $750 a year – I haven’t been able to isolate the section of the bill that actually specifies whether the $750 is per family or per individual ex-pat.

    Is this being aimed at American Jews living in Israel? Likely. But the opportunity to stop this by getting it dropped from the Senate bill is there if you fax the Senator who would represent you if you still lived there.

    Now, I will not lie to you. Even if the Senate bill sent to conference committee does not have this provision, it is not impossible for this provision to be revived in the conference committee. So merely deleting it from the Senate bill is no guarantee of anything. This exercise may well have to be undertaken all over again dealing with House and Senate members of the American Congress who are on the conference committe that deals with this bill. Nevertheless, it is important for us to stop this theft before it is enacted into law. How many of you are willing to shoot at “Revenooers” to keep them from stealing your money?

  • Clavos

    But now the question is what would this really mean for those that are uninsured?

    Well, for my nephew who doesn’t want insurance it means (if this legislation gets through the Senate — doubtful) that his government will now force him to get it.

    Welcome to Amerika.