Last week I got a letter from my insurance company warning that my homeowner’s policy does not cover earthquakes. The letter went on to point out that when this message was sent out to policyholders in a sort of passing fashion a few years ago, everyone snickered. Hey, we’re not in Kansas or on the San Andreas fault, we’re in Virginia.
Then came last year’s unexpected series of earthquakes, with an epicenter about 75 miles from Charlottesville. So I suspect I’m not the only policyholder who, after the new quake at about 2:30 am this morning, will be calling to inquire about rates for available earthquake coverage. Sign me up as of last night, is what I’m gonna say. That was a pretty good wake-up call.
Having been in LA for several major temblors, I’ve seen what these babies can do.