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Author Archives: Ray Wu

financial planning

Financial planning is a systematic approach whereby a financial planner helps a client to maximize his/her existing and future financial resources by utilizing various financial products and tools to save money and achieve his or her financial and life goals. Financial planning normally involves many aspects of money matters that range from asset allocation, estate planning to insurance, tax strategies ... Read More »

saving money

Saving money requires efforts on both self-discipline and value conscious spending. You need to think about how to optimize your money and use it in the most efficient manner. To optimize your saving, you can open a high interest bank saving or CD account where you can earn an interest. You can also invest that money in money market fund ... Read More »