The days are over when the average American could count on staying with a large corporation until he or she turned 65 and could enjoy a comfortable retirement. Many Boomers expect to go on working as long as they’re able to do so, not only for economic reasons (who could live on Social Security these days?) but also by choice. But older workers face active discrimination both on the job and when they try to get hired. Workers of all ages no longer have job security, as large corporations ruthlessly downsize their payrolls (the number one way for a large company to make its stock prices jump is to announce a round of layoffs).

One solution for many older or frustrated workers is to start a business of their own. Small businesses are responsible for the majority of new jobs created in the United States, and these are jobs that don’t get outsourced overseas. A multitude of small, diverse businesses creates a far healthier economy than a few huge employers or single industries that can leave an entire region crippled if they fail or relocate. Given all the personal, social and economic advantages that small businesses offer, why don’t more people start them?

I could wax cynical about the education and conditioning that “the system” inflicts on Americans to keep them good consumers and employees for the megacorporations. I’m happy to say that the authors of What’s Stopping You? do no such thing. Clear, straightforward, and one hundred percent hyperbole-free, What’s Stopping You? debunks nine “myths,” or common assumptions, about small businesses that intimidate average people from making the effort to break out of the employment rut and launch their own start-up. Authors Bruce R. Barringer and R. Duane Ireland probably know exactly where these “myths” come from and why so many people believe them, but they don’t waste their time on that point. They just give the reader the plain facts, backed up with references and examples.

Unlike some books of this type, the authors aim to be realistic rather than inspirational. Barringer and Ireland don’t proclaim that “everyone” has the aptitude or qualities needed to run a business. But they do argue that far more people could be successful entrepreneurs than actually take the plunge. Along with practical advice, What’s Stopping You? addresses topics such as motives for starting a business and “determining what you want out of life.” In calm, logical style, the authors explain why passion is so important, how major decisions can be triggered and why we fear taking risks.