A corporation seeks to unify its workers by cultivating a specific culture. By extension, an industry does the same, and like any culture, language is part of what defines it. The medical, police, financial and other professions all have their unique language and terms.

But at what point does the language graduate to jargon? In a sense, when does it all become saturated? Some industries should publish their own dictionaries. New terms and jargon enter our vernacular at a dizzying pace. When I was in the investment field, I thought I had vertigo.

You heard them, right? Alternative earning capacity. Write-offs. Moving annual turnovers. Remuneration in relation to effort. And my personal favorite: EBITDA (Earnings before interest, taxes, depreciation and amortization). It sounds like an African folk song. Sing it: Ebitda, ebitda!

So some of us communicate in a language not understood by mere mortals. Curious clients and innocent onlookers strain to listen. Most of it, of course, is absolute hogwash. It is designed more to impress than to provide insight.

Humans have emerged with a strange thought process when it comes to business language. The more we want and desire, the more complex our schemes become, the more the demand for big words to describe our big thoughts. Think about the people who invented options trading.

I witnessed this phenomenon first-hand in the financial industry. For example, one of the best places to witness new words in motion was in the boardroom. The pièce de résistance of a boardroom meeting is the presentation. Ah, the presentation; the act of showing others you are worth something. The practice by which we flaunt French cufflinks, with flaky assistants by our side.

Three cheers for loan loss provision

It’s one of those over-rated exercises that have become the strict domain of imposters and slick salesmen. Our sales techniques are so advanced and sophisticated we don't even know we are being pitched. It is here - snap, snap - we learn new words invented by some loyal pit bull in upper management. “Rick, yeah, um, go with loan loss provision to describe write-offs. It sounds, um, more professional." Sort of like the garbage man becoming the sanitizing officer.